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NSC Scheme: Get ₹2,36,758 After 5 Years with This Investment

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The National Savings Certificate (NSC) offered by the post office is a completely safe and guaranteed investment scheme. If you are looking for a secure investment with fixed returns, this scheme is ideal for you. With a minimum investment of just ₹1000, you can easily earn a good return. In this article, we will explain how the NSC scheme works, its benefits, and how much maturity amount you will receive if you invest ₹7 lakh. What is the NSC Scheme? The National Savings Certificate (NSC) is a highly popular and secure investment option managed by the Indian Post Office. This scheme is perfect for individuals who want to safeguard their capital while expecting good returns. The scheme offers a fixed interest rate guaranteed by the government. It is a long-term investment plan that not only secures your money but also helps it grow over time. Key Features of the NSC Scheme Minimum Investment : You can start investing with as little as ₹1000. There is no upper limit, meaning you ...

What Happens to Your Property After a 99-Year Lease Ends? Know the Rules

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A lease refers to property purchased on a leasehold basis, with a duration ranging from 30 to 99 years. Residential flats typically have leases between 90 and 99 years. When a builder sells you a flat under a lease, the buyer holds ownership rights only for the duration of the lease. Various rules and regulations govern property ownership. The house or flat you currently reside in is either freehold or leasehold. In cities like Noida, Greater Noida, Gurugram, and Ghaziabad, most flats are sold on a leasehold basis. Many buyers are unaware that their flat is on lease, and even more concerning is that they do not know what happens when the lease expires. Here, we will address this crucial question: What happens to your flat after the lease expires? What Happens to Your Property After the Lease Expires? A leasehold property has a tenure of 30 to 99 years. Residential flats generally have leases lasting between 90 and 99 years. When a builder sells you a flat under a leasehold agreement...

Artist Press Publication House Honoring the Recipients With the Dr. APJ Abdul Kalam Memorial Award

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 In a world where creativity and innovation know no bounds, it is essential to recognize and honor individuals who have made significant contributions toward nation building. Artist Press Publication House, a renowned publishing house, has taken a step in this direction by instituting the Dr. APJ Abdul Kalam Memorial Award. This prestigious award aims to acknowledge the outstanding work of artists, authors, writers, and individuals who have dedicated their lives to promoting the values of unity, integrity, and progress. In this article, we will delve into the significance of this award and its impact on the lives of those who have been recognized for their exceptional contributions. The Legacy of Dr. APJ Abdul Kalam Dr. APJ Abdul Kalam, the 11th President of India, was a visionary leader who inspired millions with his wisdom, compassion, and dedication to the nation. A scientist, educator, and statesman, Dr. Kalam's life was a testament to the power of hard work, perseverance, and ...

Graduation is a Milestone, Not the Destination- A Must-read Guide For The Future

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Graduation is an important milestone, a well-earned celebration of dedication, resilience, and academic accomplishment. However, it is not the final destination—it is just the beginning of a larger journey. The book Graduation is a Milestone, Not the Destination challenges the traditional notion that education ends with a diploma. Co-authored by Imran Kashmiri, Dr. Mayaa Sh, Malwinder Kaur, Kumar Abishek, and Niyaama Shree Krishnammal, this book offers an enlightening perspective on what truly defines success and how to embrace the journey beyond graduation. A Book That Redefines Success Rather than viewing graduation as the ultimate goal, this book encourages readers to see it as a launching pad for greater opportunities. Through a series of essays, poems, and personal reflections, the authors explore how every milestone in life serves as a stepping stone toward further growth. This book provides practical insights into navigating the uncertainties of post-graduation life, offerin...

Can You Build a House on Agricultural Land? Know the Rules and Necessary Process

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With increasing population and urbanization, many people are moving from cities to villages. Many individuals are planning to build houses on agricultural land, but is it legally permissible? If you are also considering constructing a house on your farmland, you must be aware of the associated rules and processes. Ignoring these regulations can lead to legal troubles. What is Agricultural Land? Agricultural land is land used for growing crops and farming activities. It is specifically reserved by the government for agricultural purposes. Any non-agricultural construction on such land without permission is illegal. Many people use this land for plotting and unauthorized colony development, which can lead to legal consequences in the future. What Needs to Be Done to Build a House on Agricultural Land? If you want to build a house on agricultural land, you must first get it converted (Land Conversion). Conversion means changing the land’s usage. Only when agricultural land is con...

Property Registration: How Much Will It Cost? A Must-Know Guide for Property Buyers

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Property prices are soaring every day, yet people continue to buy and sell land, houses, shops, and other properties. But do you know why property registration is mandatory? When a property is transferred from one person to another, it must be legally documented through registration. This process includes government-determined charges like stamp duty and registration fees, ensuring legal ownership. Documents Required for Property Registration Sale Agreement Identity Proof – Aadhaar Card, PAN Card, etc. Property-Related Documents – Copy of the previous registration. Circle Rate Certificate PAN Card Passport-Sized Photos of Buyer and Seller Property Tax Receipt Map and Approval Certificate (if applicable) How is the Registration Fee Calculated? The property registration charge depends on several factors: Property Location – Higher charges in urban areas, lower in rural regions. Type of Property – Residential, commercial, or agricultural land. M...

किराए पर रहने वालों के लिए जरूरी खबर: रेंट एग्रीमेंट में जरूर शामिल कराएं ये 8 क्लॉज

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जब लोग नौकरी, पढ़ाई या किसी अन्य कारण से अपने शहर से बाहर जाते हैं, तो उन्हें रहने के लिए किराए का घर लेना पड़ता है। किराए पर रहने के दौरान किसी भी कानूनी परेशानी से बचने के लिए रेंट एग्रीमेंट बनवाना जरूरी होता है। यह एक कानूनी दस्तावेज होता है, जिसमें मकान मालिक और किराएदार के अधिकार और कर्तव्य तय किए जाते हैं। यदि इसमें जरूरी क्लॉज शामिल नहीं किए जाते, तो किराएदार को भविष्य में कई समस्याओं का सामना करना पड़ सकता है। इस लेख में हम ऐसे 8 जरूरी क्लॉज के बारे में बता रहे हैं, जिन्हें आपको रेंट एग्रीमेंट में जरूर शामिल कराना चाहिए। 1. सिक्योरिटी डिपॉजिट मकान मालिक किराएदार से सिक्योरिटी डिपॉजिट के रूप में एक निश्चित राशि लेता है, ताकि अगर कोई नुकसान होता है, तो उसकी भरपाई हो सके। यह जरूरी है कि रेंट एग्रीमेंट में यह स्पष्ट रूप से लिखा हो कि यह डिपॉजिट कितनी राशि का होगा और मकान छोड़ने पर इसे वापस किया जाएगा या नहीं। साथ ही, यह भी तय किया जाना चाहिए कि अगर कोई नुकसान होता है, तो कितना पैसा काटा जाएगा। 2. लॉक-इन पीरियड और टर्मिनेशन नियम कुछ मकान मालिक रेंट एग्रीमेंट में लॉक-इन पीरियड शा...