Indian Tycoons

मुंबई, जिसे अक्सर “सपनों का शहर” कहा जाता है, अवसरों के साथ-साथ महंगी जीवनशैली के लिए भी जाना जाता है। किफायती किराए ढूँढना या हर महीने भारी मेंटेनेंस चार्ज देना यहाँ के निवासियों के लिए आम समस्या है। खासकर कोफी पैराडे या नारिमन पॉइंट जैसे प्राइम इलाके, जहां महंगे फ्लैट किराए और रखरखाव की वजह से लोग अक्सर परेशान रहते हैं। लेकिन क्या आप विश्वास कर पाएंगे कि मुंबई में एक सोसाइटी ऐसी भी है जहां रहकर आपको पैसे भी मिलते हैं ? हाँ, बिल्कुल सही पढ़ा आपने! ये है जॉली मेकर टॉवर । एक अनोखी हाउसिंग सोसाइटी जॉली मेकर टॉवर कोफी पैराडे के दिल में स्थित है। यह कोई साधारण अपार्टमेंट बिल्डिंग नहीं है। जहाँ मुंबई के अन्य फ्लैट मालिक महंगी मेंटेनेंस फीस देते हैं, यहाँ इसके बिल्कुल विपरीत होता है। जॉली मेकर के रहवासी ना तो कोई मेंटेनेंस फीस देते हैं और ना ही किसी तरह का खर्च उठाते हैं। इसके बजाय, उन्हें हर साल लगभग 2.5 लाख रुपये का भुगतान किया जाता है । यह चौंकाने वाली जानकारी रियल एस्टेट कंटेंट क्रिएटर विशाल भार्गव ने अपनी वायरल वीडियो में साझा की। उन्होंने कहा, “मुंबई में इस बिल्डिंग में रहकर आपको 2....

Buying your own home is a dream for almost everyone. Food, clothing, and shelter are the three basic needs of human life, and owning a house represents stability, security, and long-term financial planning. In today’s world, rising property prices have made buying a home difficult for many middle-class families. This is where home loans play a crucial role, making home ownership possible through long-term, manageable EMIs. However, taking a home loan is not just about getting bank approval. It is equally important to understand eligibility rules, EMI affordability, and most importantly, the tax benefits available on home loans—especially under Section 24(b) of the Income Tax Act. Many first-time buyers either overlook these details or misunderstand them, which can lead to poor financial decisions later. This guide explains everything you need to know about home loans, eligibility, EMIs, and tax benefits in simple and easy language. Why Buying a Home Is Becoming Harder Today Affordable ...

Inflation is one of the key indicators of an economy’s health. It reflects the general rise in prices of goods and services over time. While factors like supply shortages, fuel prices, and global events are often discussed, loans and credit play a critical yet often overlooked role in shaping inflation . Loans are more than just money borrowed from banks—they are a powerful tool that can increase spending, boost demand, and influence asset prices . Understanding this connection helps individuals, businesses, and policymakers navigate economic challenges effectively. How loans influence inflation At its core, inflation occurs when demand exceeds supply . Loans affect this balance by increasing the amount of money available for spending . When people and businesses borrow, they gain the ability to spend beyond their current income. If spending grows faster than the production of goods and services, prices rise, creating inflation. 1. Loans increase money in circulation 💸 Banks create m...

 Mayaa SH, a distinguished Indian author, activist, and feminist philosopher ,a globally recognized literary figure and social activist from India, frequently employs the adage "Rome Was Not Built In A Day" to characterize her arduous journey toward becoming a champion for women's rights and a prolific authoress. Her philosophy centers on the belief that great achievements require Time, Persistent Effort, and Unwavering Patience, reflecting her own transition from a dedicated writer to an international icon known as the "Lady Gandhi" of the modern era. Mayaa SH faced a series of formidable challenges during her journey toward becoming a prominent voice for women's rights and social reform. Her path was primarily obstructed by deeply entrenched patriarchal norms, systemic gender biases within the legal and social framework, personal experiences with domestic violence, and the social stigma surrounding mental health and suicide prevention. However,her Nerves O...

जब बैंक किसी व्यक्ति या कंपनी को कर्ज देते हैं, तो उम्मीद होती है कि पैसा समय पर वापस आ जाएगा। लेकिन हकीकत में ऐसा हमेशा नहीं होता। कई बार कर्ज लेने वाले भुगतान में देरी करते हैं या फिर पूरी तरह चुकाना बंद कर देते हैं। ऐसे कर्ज समय के साथ गैर-निष्पादित परिसंपत्ति (NPA) बन जाते हैं। जब बैंकों के पास ऐसे खराब कर्ज बहुत ज्यादा हो जाते हैं, तो उनकी सेहत बिगड़ने लगती है। मुनाफा घटता है, नए कर्ज देने की क्षमता कम हो जाती है और पूरी अर्थव्यवस्था पर इसका असर पड़ता है। इसी समस्या से निपटने के लिए “बैड बैंक” की अवधारणा सामने आई। इस लेख में हम समझेंगे कि बैड बैंक क्या होता है, यह कैसे काम करता है, इसमें RBI की क्या भूमिका है, भारत को इसकी जरूरत क्यों पड़ी और इसके क्या फायदे हैं। बैड बैंक क्या है? सरल शब्दों में, बैड बैंक एक विशेष संस्था होती है जो बैंकों से उनके खराब कर्ज (NPA) अपने पास ले लेती है। यानी जो कर्ज वापस आने की संभावना बहुत कम होती है, उन्हें सामान्य बैंक के खाते से हटाकर बैड बैंक को सौंप दिया जाता है। जब ये खराब कर्ज बैंकों की बैलेंस शीट से हट जाते हैं, तो बैंकों को राहत मिलती है।...

In recent times, concerns about India’s rising national debt , especially external debt linked to countries like the United States and global financial institutions, have become a common topic of discussion. Many people hear statements such as “India’s debt is approaching its GDP” and immediately feel alarmed—but often without fully understanding what it really means. Is having debt close to GDP dangerous? What actually happens when a country owes more than it earns in a year? And why do economists warn that this situation can hurt long-term growth? This article explains the issue. Understanding the Basics: GDP vs National Debt What Is GDP? GDP (Gross Domestic Product) is the total value of goods and services produced by a country in one year. Simply put, it is the annual income of the nation . If a country’s GDP is $100, it means the country earns $100 in a year. What Is National Debt? National debt is the total amount of money the government has borrowed over time. This includes: ...

For most people, buying a ₹50–80 lakh superbike or luxury car looks like a terrible financial decision. The value drops. Maintenance is expensive. Resale prices are uncertain. And there’s always the fear of loss. From a middle-class financial mindset, such a purchase feels risky, impractical, and emotionally stressful. Yet across the world, wealthy individuals confidently buy multiple high-end superbikes and supercars—often without hesitation and without worrying about depreciation. Why? Because rich people don’t view these machines as ordinary vehicles. They see them as a combination of asset, experience, status symbol, and network builder . When viewed from this perspective, the decision suddenly makes complete sense. Let’s break it down. 1. Financial Reality: Not Every Superbike Loses Value One of the biggest myths is that all bikes depreciate heavily. The truth is: Not every superbike is a depreciating asset. High-end and limited-edition models behave more like collectibles than ...