Received Unexpected Money on UPI? 7 Smart Steps to Protect Yourself Before Sending It Back
Digital payments have made sending and receiving money easier than ever. With UPI, a transaction can be completed within seconds, whether you are paying a shopkeeper, splitting a restaurant bill or transferring money to a friend. But what happens when an unknown person suddenly sends money to your account and asks you to return it? You might receive a call or message saying, “I transferred money to you by mistake. Please send it back immediately.” The amount may appear in your bank account, making the request seem genuine. However, before transferring anything, take a moment to understand the situation. Although genuine payment mistakes happen, scammers may also use confusing payment requests, fake screenshots or misleading instructions to trick people into sending money. Here are seven important steps to follow if an unknown person claims to have accidentally transferred money to your UPI account. 1. Verify the Payment Independently Never rely only on a screenshot, SMS forwarded by a ...