Indian Tycoons

जब अचानक पैसों की जरूरत पड़ती है, तो सही लोन चुनना आसान नहीं होता। पर्सनल लोन, होम लोन, ऑटो लोन—हर विकल्प की अपनी शर्तें और ब्याज दरें होती हैं। लेकिन अगर आपके पास पहले से ही फिक्स्ड डिपॉजिट (FD) है, तो एक बेहतर और सस्ता विकल्प मौजूद है— एफडी के बदले लोन । भारत के सबसे बड़े सरकारी बैंक State Bank of India (SBI) अपने ग्राहकों को टाइम डिपॉजिट के बदले लोन की सुविधा देता है, जिसमें आपको अपनी एफडी तोड़ने की जरूरत नहीं पड़ती। इस लेख में हम आसान भाषा में बताएंगे कि SBI से एफडी पर कितना लोन मिल सकता है, ब्याज दर क्या है, पात्रता, आवेदन प्रक्रिया और चुकाने के नियम क्या हैं। एफडी के बदले लोन क्या होता है? एफडी के बदले लोन एक सिक्योर्ड लोन होता है, जिसमें आपकी फिक्स्ड डिपॉजिट बैंक के लिए गारंटी (Security) का काम करती है। बैंक आपकी एफडी पर लियन लगाकर आपको लोन देता है। इसका सबसे बड़ा फायदा यह है कि: आपकी एफडी सुरक्षित रहती है एफडी पर ब्याज मिलता रहता है लोन पर ब्याज दर कम होती है यानी बिना एफडी तोड़े आप जरूरत का पैसा पा सकते हैं। SBI एफडी के बदले कितना लोन देता है? SBI की इस सुविधा का सबसे बड़ा...

Rice is one of the most humble foods known to humanity. For billions of people across Asia, Africa, and parts of Europe, rice is not just a meal—it is survival, culture, and comfort. Because of this deep familiarity, rice is usually associated with simplicity and affordability. A sack of rice feeds families, not luxury lifestyles. Yet, in a surprising corner of the global food market, rice has been transformed into an ultra-premium product—so rare and refined that its price rivals expensive gadgets and designer goods. This is the story of the world’s most expensive rice, a grain that challenges everything we think we know about everyday food. The Rice That Made History The title of the world’s most expensive rice belongs to Kinmemai Premium , a high-end Japanese rice variety that gained international attention after being featured by CNN . In 2016, it was officially recognised by Guinness World Records , cementing its place in culinary history. What makes Kinmemai Premium remarkable is...

Every home carries stories that are often left unsaid — moments of joy and sorrow, dreams realized and deferred, sacrifices made quietly, and emotions kept behind closed doors. घर-घर की अनकही कहानी ( The Unspoken Story of Every Home ) by Alka Kumari (Alka Mishra Minky) , published by Authors Click Publishing, brings these silent narratives into the light. Released on 27 January 2026 , this first edition paperback , spanning 128 pages , offers a heartfelt exploration of Indian households, their struggles, and the inner strength that keeps them together. The book’s title perfectly captures its essence. In every family, countless feelings go unexpressed, acts of love remain unacknowledged, and resilience often hides behind everyday routines. Through her reflective and emotionally grounded writing, Alka Mishra Minky transforms these invisible experiences into a literary mirror, encouraging readers to recognize and empathize with the unspoken stories of their own homes. Book Overview Title...

In an age where books often race to entertain, Likha Nahi Gaya लिखा नहीं गया by Alka Mishra (Minky) stands apart as a gentle, introspective literary work. The title, which translates to “Not Written,” hints at its deeper purpose — to explore the emotions, silences, and thoughts that words alone cannot capture. Published by Chyren Publication on 22 December 2025 in a reader-friendly B5 format, this book offers a reflective journey for those willing to look beyond the surface of everyday life. About the Author Alka Mishra, affectionately called Minky, brings authenticity and sensitivity to Hindi literature. Her writing is a bridge between prose and poetry, capturing moments of quiet introspection that many readers find relatable. Unlike conventional writers who focus on dramatic plots, Minky celebrates the ordinary yet profound experiences that often remain hidden in our daily lives. Her work resonates with honesty, vulnerability, and emotional depth, inviting readers to reflect on thei...

In India’s rapidly growing urban centers and Tier 1 cities, owning a house or flat is not just a dream—it’s also an investment. Many homeowners buy properties with the idea of earning monthly rental income. But in the process, certain legal questions arise: If you rent out your flat, do you still qualify as a “consumer” under Indian law? Can builders deny your consumer rights by claiming that your property purchase was for business purposes? Recently, the Supreme Court of India provided clarity on this important issue, delivering relief to millions of homebuyers across the country. The Context: Buying Property vs. Renting It Out Urban residents often invest in flats or apartments with dual goals: owning a home and earning rental income. However, some builders have argued that when a flat is rented out, the purchaser is no longer acting as a “consumer.” They claim that such purchases are intended for business purposes and, therefore, the buyer cannot avail the protections of the Consume...

भारत ने राइड-हेलिंग की दुनिया में एक बड़ा और नया कदम उठाया है। देश को अब अपना पहला सरकार समर्थित, सहकारी राइड-हेलिंग ऐप मिल गया है, जिसका नाम है भारत टैक्सी । यह ऐप अब पूरे देश में आधिकारिक रूप से लॉन्च हो चुका है। भारत टैक्सी को सहकारिता मंत्रालय द्वारा शुरू किया गया है और इसका संचालन सहकार टैक्सी कोऑपरेटिव लिमिटेड कर रही है। दिल्ली-एनसीआर जैसे क्षेत्रों में सफल पायलट परीक्षण के बाद, 5 फरवरी 2026 को केंद्रीय गृह एवं सहकारिता मंत्री अमित शाह ने इसका देशव्यापी शुभारंभ किया। भारत टैक्सी का उद्देश्य बिल्कुल साफ है— न कोई बिचौलिया, न भारी कमीशन, और ड्राइवरों के लिए सम्मान व सुरक्षा। यात्रियों के लिए इसका मतलब है पारदर्शी किराया और भरोसेमंद सेवा। ड्राइवर सिर्फ कामगार नहीं, बल्कि भागीदार भारत टैक्सी को बाकी ऐप्स से अलग बनाता है इसका सहकारी मॉडल । ओला और उबर जैसे निजी प्लेटफॉर्म पर ड्राइवरों को “गिग वर्कर” माना जाता है। कंपनी किराया तय करती है, नियम बनाती है और हर राइड से बड़ा कमीशन काटती है। इससे ड्राइवरों की आमदनी कम हो जाती है और अनिश्चितता बनी रहती है। भारत टैक्सी इस सोच को बदलती है।...

If you are planning to travel abroad or return to India from another country, there is important news for you. The Government of India has officially introduced new Customs Baggage Rules, 2026 , bringing major relief to Indian residents as well as foreign tourists. These new rules came into effect on 2 February 2026 and replace the older baggage regulations. The changes mainly focus on increasing duty-free limits and clarifying how much mobile phones, gold, jewellery, and other personal items travellers can bring into India without paying customs duty. Let’s understand everything step by step. What Are the Customs Baggage Rules? Customs Baggage Rules decide: How much value of goods you can bring from abroad Which items are duty-free How much gold or jewellery is allowed What electronic items you can carry When customs duty becomes applicable These rules apply to Indian citizens, Non-Resident Indians (NRIs), and foreign tourists arriving in India by air or sea. The government has now ...